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Should I Stay Or Should I Go?

Move Up To Your Next Home With Ease: Week 1 The Clash said it best in their hit song, ‘Should I Stay Or Should I Go’ and that might be what you are feeling now that you’ve been in your current home for a while.  Your cozy home now is starting to feel cramped. Your […]

Buy AND Renovate With One 203(k) Loan

Have you found a home you love, in a location that’s even better, but it needs a little TLC before you can move in? There’s a loan for that! The FHA 203(k) loan lets buyers finance the purchase price of a home, as well as renovation costs. Whether you envision a complete home makeover, or […]

Should You Or Shouldn’t You Avoid PMI?

Do you worry about PMI payments since you’re not able to put 20% down on your new home? You’re not alone!  Many buyers don’t have cash for a large down payment, especially first-timers or if you are buying and selling a home at the same time.  Without 20% down, private mortgage insurance (PMI) is how […]

What Move-Up Buyers Need To Ask Themselves FIRST!

If you’ve decided that it’s time to move, before you start packing, you’ve got to focus on the next most important step what will your new home look like, where will it be and what will your budget be for this next home? It’s crucially important before selling your current home, that you think about […]

How To Get The Best Interest Rate For You

I want to help you get the very best interest rate, and there for mortgage, possible for you. Over the course of a 30 year mortgage loan, the difference between just .25% interest rate can make a HUGE difference in the amount you pay. It will also make a noticeable difference in your monthly payment, […]

Should You Use Your 401K Money For A Down Payment?

Did you know that you can borrow money to buy a home from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the bank’s, not mom and dad’s, and not anyone else’s! […]

How To Buy And Sell At The Same Time

Buying and selling at the same time can be a bit confusing with all of the moving parts involved. It’s both a logistical and financial dilemma that I will work with you to solve. First, you’ve got to deal with keeping your current home clean for buyers; and second, you’ve got to deal with financing […]

How Do I Buy A Home In This Crazy Market?

You’ve likely heard a story or two about the wild real estate market we are having right now.   Nationally, there are 50% less homes on the market right now that this time last year.  In Utah County we are between 50%-60% fewer homes on the market now than last June, according to the according to […]